All Federal Government projects, programs, services and activities that provide assistance and benefits to citizens are cataloged in the Catalog of Federal Domestic Assistance. All financial and non-financial assistance programs implemented through departments and establishments for the United States Federal government are recorded in the Catalog of Federal Domestic Assistance.

The CFDA had its genesis in 1984. The federal government transferred the responsibilities of the Federal Program Information Act from the Office of Management and Budget to the General Services Administration. Included in this transfer was the responsibility for the distribution of all Federal domestic assistance program information through the CFDA.

Responsibility for the database of Federal assistance lies with the GSA. The Office of Management and Budget interfaces with the range of Federal agencies on behalf of the GSA delivering the required oversight to the program data related to domestic assistance.

The Catalog of Federal Domestic Assistance is the fundamental reference for all Federal programs. Its most important purpose is in assisting visitors in identification of programs that meet their specific requirements. The Catalog of Federal Domestic Assistance also is a great source of information on Federal assistance programs. The CFDA also seeks to enhance communications and improve coordination between State and Local governments and the Federal government.

The Catalog of Federal Domestic Assistance lets grant researchers investigate every domestic program managed by Federal agencies and departments in a single database. All information is cross referenced by functional classification, subject, applicant, deadline(s) for program application submission, and authorizing legislation. All of this information can be used as a valuable research tool, making it easier to identify specific areas of program interest more effectively.

For years, GSA has published a printed version of the Catalog, as required by legislation dating to 1977 and 1983. That same legislation allowed GSA to distribute free copies of the printed Catalog to designated recipients. In fiscal year 2003, nearly 10,000 paper copies of the Catalog were distributed at no cost to the recipients.

New rulings now gives the General Services Administration discretion in what form to produce and disseminate the Catalog of Federal Domestic Assistance. The GSA is endeavoring to move to a more paper free environment and toward that end now maintains and distributes the Catalog through the CFDA Website. The GSA no longer prints and distributes free copies of the Catalog.

It’s hard to believe I know, but did you realize that there are agencies within the government that will help you acquire a government grant or loan? Grants and loans can be obtained even with a low credit score which will help to repair your credit history.

In order to qualify, you will of course have to jump through a few hoops to qualify. If you’ve tried to borrow money from the bank or your credit agency and you been turned down twice, this alone may qualify you. Lets suppose you want to buy a used car and you been turned down for a loan by two dealerships, this could meet the requirements set down by the government.

Government grants and loans come in all kinds of shapes and sizes, including money for business start ups, grants for taking care of foster children, and even for single parents. If you choose to pursue a higher education in college or through university, there are student loans and grants waiting for you. After going through all the red tape to qualify for government loan you will find that the interest rate is very reasonable on paying back the money, which can be very beneficial to you.

The penalties for missing payments or defaulting on your government loan can be quite ugly, plus the fact that you will never qualify for another one. The government has the right to take money directly out of your bank account or garnish your wages. And that inheritance your grandmother just left you isn’t even safe. Just remember to always honor your responsibility when it comes to paying back debt especially to the government. Just remember, you can run but you can’t hide, especially from Big Brother if you own the money.

If you’re having trouble meeting your financial obligations, the government also offers some grants and loans to help you pay off your creditors. If you had a choice to take government grant or loan, you would probably take the grants, because it’s free money and doesn’t have to be paid back. But of course there’s always a catch, if you use the money for anything else other than its intended purpose, you’ll start to see those of the penalties again. Even worse, you could be prosecuted and sent to jail so consider the warning.

A bill passed by Congress offers some help to those who’ve lost their jobs due to the bad economy and cant pay their creditors. The bill entitles the qualified applicant the right to use legal aid and greatly reduced legal fees, accessible across the country. If you’re having trouble negotiating with your creditors, there are government agencies that can intervene on your behalf. Free credit counseling is also available which is really handy if you need it.

If you’re really stuck Housing and Urban Development (HUD) can help with your rent payment temporarily until you get back on your feet. There’s also something for first-time homebuyers with a less than perfect credit history. HUD has made available up to 500K protected under the Homebuyers Bill of Rights, for first-time buyers at low interest with a not so great credit.

We are in tough economic times, but don’t get this courage, because there is help available. Contact your lending an institution or local government agency to find out more about government loans and grants.

wtf?

Fed up with Feds.