Comments for Money Grants Review

Comment on Can I recieve Federal Grant money if I received a Federal Loan too? by Juzalilluv

Juzalilluv — Sun, 05 Apr 2009 21:02:54 +0000

Yep if everything has been deducted the rest is your money to pocket but make sure everything has been cleared w/the financial aid dept they do make mistakes….trust me I should know they made a mistake w/my check and I had to pay some money back that I already spent….

Comment on Can I recieve Federal Grant money if I received a Federal Loan too? by Dr. brainy

Dr. brainy — Fri, 03 Apr 2009 23:48:53 +0000

Yes, you will receive the remainder of your financial aid (grant and loan, less the cost of tuition), after your tuition is paid. You will not lose the grant by accepting the loan- they’re both part of your financial aid package.
Your university estimates the cost of attendance at a higher number than just tuition– because you have to pay for living expenses, books, rent, etc. That’s what the rest of the money goes to. They’ll give it to you to pay for your expenses while you’re in school. If you have any questions about your financial aid package, call a financial aid counselor at your university. Good luck!

Comment on Family income for grants for money from the government? by Mitch D

Mitch D — Fri, 03 Apr 2009 00:48:40 +0000

Yea i dont think financial aid is going to be happening since your family has that kinda income. you can still get scholarships. stuff like that.

Comment on Family income for grants for money from the government? by Found-1

Found-1 — Thu, 02 Apr 2009 04:55:44 +0000

You will likely qualify for financial aid in the form of student loans and parent PLUS loans. Grants are need based and your family has a decent income… even with 2 in college. Your best luck will be apply for lots of scholarships.

Comment on Family income for grants for money from the government? by JediMaster

JediMaster — Wed, 01 Apr 2009 12:14:07 +0000

Do you mean you only earn $100-$130 a year? Or do you mean you earn $100,000 a year?

If you earn $100,000-$130,000 a year then unless you have a very large family, your out of luck.

Comment on is there an easy way to find and apply for government grants online without costing money? by imisidro

imisidro — Mon, 30 Mar 2009 18:26:33 +0000

It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK – lots and lots of it, that is why a cottage industry of grant writers was born.

Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) and Grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture. You will apply for grants at Grants.gov and application is FREE.

Even if you buy books on “how to get grants” or list that supposedly has information on grants — all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same – hardly any grants for starting a for profit business.

Even SBA does NOT give out grants. From the SBA website

“The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments.”

Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs

For private grants, you may want to check the Foundation Center’s Foundation Grants for Individuals Online. It’s a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for “students, artists, academic researchers, libraries and financial aid offices.” Entrepreneurs are apparently not one of them, so I take it they also don’t have listings of private foundations who give grants to would-be entrepreneurs.

Comment on How do I go about looking for grant money for women to establish a business? by globallylegal

globallylegal — Sun, 29 Mar 2009 15:22:05 +0000

go the SBA. also, many govt. programs give preference to women and minority owned businesses. each state is different so call about the local small business association and they can tell you

Comment on How can I receive additional grant money to support my education? by Mahalia M

Mahalia M — Sat, 28 Mar 2009 01:15:05 +0000

you can get much information in this website,stay a minute in website and check anyone link at a time,you can aslo get your answer in Google Search in this website, which has helped me alot

Comment on Are there any web sights who show gov. grants beside schooling that are really free and not just to take money? by imisidro

imisidro — Fri, 27 Mar 2009 11:49:12 +0000

The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.

Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

For one, you have to write the grant application and the grant application is not a simple document – you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.

There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

You can go to the Catalog of Federal Domestic Assistance (CFDA) and Grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

Even if you buy books on “how to get grants” or list that supposedly has information on grants — all of them are mere rehash of what CFDA has, albeit packaged differently.

Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Comment on How do I go about looking for grant money for women to establish a business? by imisidro

imisidro — Fri, 27 Mar 2009 06:08:20 +0000

Even SBA does NOT give out grants. From the SBA website…