Comments on: where can i find a list online of grants for personal use w/out having to give them money?

By: imisidro

imisidro — Sun, 07 Dec 2008 17:33:26 +0000

The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.

Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

For one, you have to write the grant application and the grant application is not a simple document – you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.

There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

You can go to the Catalog of Federal Domestic Assistance (CFDA) and Grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

Even if you buy books on “how to get grants” or list that supposedly has information on grants — all of them are mere rehash of what CFDA has, albeit packaged differently.

Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs

By: Ken

Ken — Sun, 07 Dec 2008 06:41:47 +0000

There is a website from the US Govt. that lists ALL federal grant programs available. Most of them are not for individuals, so be prepared to wade through a huge list of inapplicable grants. It is the Catalog of Federal Domestic Assistance located at:

Good Luck.

By: Charles B

Charles B — Thu, 04 Dec 2008 00:39:13 +0000

The Federal Gov’t put out a free booklet with all government programs. There are few programs for individuals and they are in very specialized area. Anyone telling you differently are simply trying to part you from your money.

By: krazkid81

krazkid81 — Tue, 02 Dec 2008 21:47:40 +0000

any place that asks for money to give you information about applying for grants is a fraud, information is free just need to know where to find it. check out this site.

By: monti h

monti h — Sun, 30 Nov 2008 05:42:24 +0000

Go on the internet and just type in, “grants.” You will be amazed to see what is avlaible free that you can order on line.
The easy part is getting the sources, the hard part is actually writing for the grant once you get the sources.

By: wizjp

wizjp — Thu, 27 Nov 2008 01:12:46 +0000

no; there doesn’t. Mostly all grants are for home buyers and education. Why would the government give money away?

The only money in the government grant scheme is for the people who pay for applications and information.

Need help? check with the local welfare office and charities and see if they have suggestions

By: explorer

explorer — Mon, 24 Nov 2008 06:52:07 +0000

call your local congressman and ask for assistance in finding them